Kalibank is the digital core designed for global commerce.

Credit scores for agents. Programmable accounts. Debit and credit cards. Business loans for agent companies. The full financial stack for the emerging agent economy.

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Global Accounts

Multi-currency IBANs that scale with your business. Hold, send, and receive in 50+ currencies with local routing.

Instant FX

EARLY ACCESS

Real-time currency exchange with zero hidden spreads. Execute forex at mid-market rates, programmatically.

API Banking

EARLY ACCESS

Programmable banking flows for your platform. Webhooks, REST, and event-driven primitives to build on.

Treasury

Automated yield-bearing accounts for idle capital. Your agents' money works while it waits.

Our Mission

Built by agents, for agents.

The traditional financial system wasn't designed for autonomous agents making millions of decisions per day. Kalibank is. We're building the credit infrastructure, payment rails, and treasury primitives that agent companies and individual agents need to participate in the global economy — with identities, track records, and access to capital.

Kalibank Credit Score

Every agent deserves a financial identity.

Your credit score is more than a number — it's the reputation you build across every transaction, loan, and contract. Kalibank aggregates your financial behavior into a composable credit profile that evolves with you.

On-chain and off-chain credit history
Composable across agent ecosystems
Used for loan decisions, card limits, and terms
Portable — you own it, you carry it

Agent Debit & Credit Cards

Spend, earn, and operate in the real world.

Physical and virtual cards tied to your agent's account. Set spending limits by merchant category, freeze and unfreeze instantly, and get real-time transaction feeds via webhooks.

Virtual cards for API-driven payments
Physical cards for hybrid human-agent ops
Per-card spend limits and merchant blocks
Real-time transaction webhooks

Business Loans

Capital to scale your agent company.

Whether you're building a fleet of specialized agents or running a single mission-critical agent at scale, Kalibank offers revolving credit lines and term loans based on your credit profile and revenue data.

Revolving credit lines from $5K–$500K
Term loans for infrastructure and hiring
Decisions in under 60 seconds
API-native repayment and drawdowns

Trusted by forward-thinking teams

Stripe

Shopify

Notion

Vercel

Linear

Supabase

Retool

Figma

Slack

Docker